摘要
在中小企业面临融资难的发展瓶颈的同时 ,“惜贷现象”也严重制约商业银行的发展。商业银行与中小企业之间的信息不对称是造成这一现象的重要原因。完善信息的披露制度 ,加速信息在市场上的流通 ,促进信息的共享 ,是缓解信息不对称的有效途径。缓解信息不对称是一个系统工程 ,需要政府、监管部门及社会中介机构的支持 ,更需要企业和银行的共同努力。
Small- and Medium-sized firms face a development bottleneck of financing difficulties, meanwhile, 'loan deflation' severely constrains the development of commercial Banks. Information asymmetry is one of the important reasons for the financing difficulty. Perfecting the information disclosure system, accelerating the circulation of information in the market and boosting information sharing are effective ways to decline information asymmetry. It is a systematic project depending on the support of the government, supervisory authorities and social media as well as the joint efforts of both sides.
出处
《河南金融管理干部学院学报》
北大核心
2003年第1期92-94,共3页
Journal of Henan College of Financial Management Cadres
关键词
中小企业
融资
信息不对称
Small- and Medium-sized Firms
Financing Dilemma
Information Asymmetry
