摘要
在我国 ,寿险产品的预定利率与银行存款利率紧密联系在一起 ,在银行利率连续下调的情况下利差损在我国寿险业不同公司中或多或少地已经发生。这已引起了整个保险界的关注。从寿险产品的角度来分析利差损产生的原因 ,并提出了化解利差损的方法。
In life insurance products of China, the expected rate of interest is highly related to the interest rate on deposit of banks With the interest rate on deposit banks going down, loss from difference of interest rate has been appeared This paper analyzes the reasons of loss occurring and puts forward the approaches to settle it, in the angel of the life insurance products
出处
《石家庄经济学院学报》
2003年第1期41-43,共3页
Journal of Shijiazhuang University of Economics
关键词
利差损
投资连结型寿险
责任准备金
loss from difference of interest rate
variable life insurance
reserve
