2W A Silber. The press of financial innovation[M]. The American Economic Review,1983, 5:120-133.
3E J Kane. Microeconomic and macroeconomic origins of financial innovations in federal bank of St. louis in financial innovations [M]. Kluwer Nijhoff Publishing, 1984.
4Alan Gart. Regulation, deregulation, reregulation--The Future of Banking, insurance, and securities industries [M]. John Wiley & Sons, inc. 1994.
5L E Davies & D North. Institutional change and American economic growth [M].Cambridge University Press, 1971.
6T H Hannon & J M McDowell. Market concentration and diffusion of new technology in the banking industry [J]. Review of Economics and Statistics, 1984, 11.89-97.
7S A Ross, R W Westerfield, J F Jaffe. Corporate Finance [M]. McGraw-Hill, 1999,5: 181-226.
