摘要
我国加入WTO后,随着客户对贸易融资需求的增加,必然会有越来越多的客户要求银行办理进口押汇业务。对银行而言,进口押汇业务是一把双刃剑。银行应采取以下措施以防止进口押汇业务风险:进口押汇业务应涉及经常项目下的对外进口付汇;银行必须对申请押汇的客户进行审查,合理授信;严格业务操作程序,减少操作风险;尽量减少法律纠纷;制定货权及货物处理办法;注意防范汇率风险。
China's entry into World Trade Organization(WTO)will greatly promote the importer's demand for trad e financing.More and more importers will ask banks to deal with advance against inward bills.Advance against inward bills may cut both ways for banks.To prevent risks resulting from advance against inward bills,banks should ascertain that this type of business is related to import remittance under current item,give an overall appraisal and reasonable credit to customers who apply for credit extension,strictly abide by operation procedure in order to avoid operation risks,exert themselves to minimize legal disputes,make rules regarding goods title and goods dis-posal,and prevent exchange risks.
出处
《金融理论与实践》
北大核心
2003年第1期29-31,共3页
Financial Theory and Practice
关键词
进口押汇业务
信用证
贸易融资
开证行
进口商
信托收据
letter of credit(L/C):advance against inward bills
trade financing
issuing bank
im-porter
trust receipt
