摘要
公共信用数据开放对夯实社会信用基础、促进数据融合应用、优化政府治理与创新监管模式具有重要作用。为实现数据要素价值在安全可控前提下的有序释放,创新构建“物质法益—精神法益”双层风险识别框架,系统识别公共信用数据开放过程中国家利益、市场秩序、信用体系、财产权益等物质性损害风险,以及秩序感、安全感、公平感等精神性侵害风险,以弥补传统风险识别框架对精神法益关注不足的局限。在此基础上,引入“可接受风险”理念,主张从追求绝对安全转向风险水平与社会效益的动态平衡,并以此为目标,提出涵盖价值引领、制度构建与治理保障的系统性规制体系:在价值层面推动适度容忍的安全观、主客协调的公平观与系统动态的效率观协同共生;在制度层面构建权责清晰、风险分级的规则集群;在保障层面塑造多元共治、技术赋能和闭环运行的治理生态,为平衡公共信用数据开放中的安全与发展提供理论支持与实践路径。
The opening of public credit data plays a significant role in consolidating the foundation of social credit,promoting the integrated application of data,optimizing government governance,and innovating regulatory models.To achieve the orderly and secure release of data value,an innovative risk identification framework has been established.This framework identifies the risks of substantive harm:such as damage to national interests and market order,while also addressing the risks of spiritual-level infringement,including threats to public order perception and sense of security.Building upon this framework,the study introduces the concept of“acceptable risk”,advocating for a dynamic equilibrium between risk levels and societal benefits to replace the pursuit of absolute security.With this objective in mind,a systematic regulatory framework addressing three levels:values,institutions,and governance safeguards is proposed.At the value level,it promotes the synergistic coexistence of three core perspectives:security,fairness and efficiency;At the institutional level,it constructs a rule system featuring clear delineation of authority and responsibility,and establishes risk-tiered management protocols;At the safeguarding level,it shapes a governance ecosystem featuring multi-stakeholder co-governance,technology-enabled operations,and closed-loop management.This provides theoretical support and practical pathways for balancing security and development in the opening of public credit data.
作者
蒋冰晶
魏晨
Jiang Bingjing;Wei Chen(Hebei University of Technology,Tianjin 300130,China)
出处
《征信》
北大核心
2026年第2期29-40,共12页
Credit Reference
基金
国家社会科学基金一般项目(20BFX046)。
