摘要
数实融合发展背景下打造面向集团型企业产业链的数字化产融合作业务平台,引导产业链数据向数据要素转化,为产业链企业提供信用评估等服务,提升金融机构产业链金融服务能力。梳理产业链金融商业模式的定义,提出数字产融平台商业模式的概念框架,探讨数字产融平台的实践路径,围绕集团型企业打造数字时代产业金融集群经济。
Against the backdrop of digital-physical integration,this study explores the development of digital industrial-financial collaboration platforms tailored for group enterprises'industrial chains.Such platforms facilitate the transformation of industrial chain data into data elements,provide credit assessment services to chain enterprises,and enhance financial institutions'capabilities in industrial chain finance.This paper clarifies the definition of industrial chain finance business models,proposes a conceptual framework for digital industrial-financial platform business models,explores practical implementation pathways,and focuses on building industrial-financial cluster economies for conglomerates in the digital era.
作者
李彦君
陈磊
Li Yanjun;Chen Lei(State Power Investment Corporation Capital Holding Co.,Ltd.,Beijing 100003,China)
出处
《现代工业经济和信息化》
2025年第12期244-245,248,共3页
Modern Industrial Economy and Informationization
关键词
数字产融
科技金融
数字产融平台
数据要素
digital industrial finance
fintech
digital industrial-financial platform
data factor
