摘要
“一带一路”共建国家中有较高比例的国家为伊斯兰国家,这些国家发展出独特的伊斯兰金融模式。推动中国与“一带一路”共建国家开展金融合作,在传统金融与伊斯兰金融两种金融模式间求同存异,既能为共建国家的基础设施建设与经济转型提供多元化融资渠道、提升资金效率,也有助于构建稳定可持续的区域金融体系,并提升人民币的国际地位与影响力。文章从政策背景与现实需求出发,结合伊斯兰金融禁止利息、反对剥削,利润共享、风险共担,以及禁止投机、重视安全等特点,分析中国与“一带一路”共建国家金融合作的现实基础,指出其在全球化发展理念、面向世界金融市场的产品创新、国际金融和地域文化双重监管体系以及数字化发展等方面融合的可行性,进而提出推动金融合作求同存异的思路与方案,主要包括加强金融基础设施互联互通、深化金融产品与服务创新、完善金融监管与政策协调等,通过不断创新合作模式、完善合作机制,加强中国与“一带一路”共建国家在金融领域的全方位合作,共同推动区域经济繁荣发展。
A high proportion of the countries participating in the Belt and Road Initiative are Islamic countries,which has given rise to a unique Islamic financial model.Promoting financial cooperation between China and the countries participating in the initiative,seeking common ground while reserving differences between traditional finance and Islamic finance,can not only provide diversified financing channels and improve capital efficiency for infrastructure construction and economic transformation in partner countries,but also contribute to building a stable and sustainable regional financial system,as well as enhancing the international status and influence of the RMB.This paper starts from the policy background and practical needs,combining the characteristics of Islamic finance such as prohibiting interest and opposing exploitation,profit sharing and risk sharing,as well as prohibiting speculation and emphasizing safety,analyzes the realistic foundation of financial cooperation between China and Belt and Road countries.It points out the feasibility of integration in the aspects of globalization development concept,product innovation facing the world financial market,dual supervision system of international finance and regional culture,and digital development.The paper further puts forward the ideas and solutions to promote the financial cooperation of seeking common ground while reserving differences,including strengthening the interconnection of financial infrastructure,deepening the innovation of financial products and services,and improving the coordination of financial supervision and policies.Aimed at strengthening all-round cooperation in the financial field between China and Belt and Road countries through continuous innovation of cooperation models and improvement of cooperation mechanisms,and jointly promoting regional economic prosperity and development.
作者
张兴祥
邱冰
ZHANG Xingxiang;QIU Bing
出处
《新经济》
2026年第1期88-102,共15页
New Economy
基金
国家社会科学基金一般项目“习近平总书记关于推进新时代高水平对外开放重要论述研究”(22BKS139)。
关键词
一带一路
金融合作
现实基础
合作路径
the Belt and Road
Fnancial Cooperation
Realistic Foundation
Cooperation Path
