摘要
农业企业高质量发展是实现乡村振兴战略的重要支撑。论文分析了数字普惠金融对农业企业高质量发展的影响及其内在机制。研究发现:数字普惠金融对推动农业企业高质量发展具有正向影响。从作用路径看,数字普惠金融能够破解融资困境,助力企业加大研发投入、降低企业员工冗余,从而推动企业高质量发展。异质性分析发现,数字普惠金融对中西部地区企业、非粮食主产区企业及全要素生产率高分位点企业的促进作用更为显著。有鉴于此,论文从深化数字平台与农业企业协作、实施区域差异化政策、推动技术融合与能力建设等三个方面提出了相关政策建议。
The high-quality development of agricultural enterprises is a crucial support for the implementation of the rural revitalization strategy and agricultural modernization.This study delves into the influence of digital inclusive finance on the high-standard development of agricultural enterprises.Through comprehensive analysis,it is revealed that digital inclusive finance serves as a significant catalyst for propelling agricultural enterprises towards high-quality growth.From the perspective of the action path,digital inclusive finance can alleviate the financing constraints of enterprises,increase technological innovation investment thereby promote the high-quality development of enterprises and reduce the excess employees.In terms of heterogeneity,the stimulating effect proves to be particularly pronounced for those located in the central and western regions,enterprises in non-grain production areas and high-score enterprises.Based on this,the article puts forward relevant policy suggestions from three aspects:deepening the collaboration between digital platforms and agricultural enterprises,implementing regional differentiated policies,and promoting technological integration and capacity building.
作者
高强
丁嘉政
GAO Qiang;DING Jia-zheng
出处
《农村金融研究》
北大核心
2025年第10期27-40,共14页
Rural Finance Research
基金
国家自然科学基金青年项目“农机补贴政策对农机企业创新的溢出效应及政策优化研究——基于购置补贴与作业补贴的比较”(编号:72203093)的研究成果。
关键词
数字普惠金融
农业企业高质量发展
全要素生产率
农业上市企业
Digital Inclusive Finance
High-Quality Development of Agricultural Enterprises
Total Factor Productivity
Agricultural Listed Companies
