摘要
提升县域经济韧性对实现经济高质量发展和城乡融合可持续发展至关重要。本文以中部地区380个县(市)为样本,基于抵抗力、恢复力和成长力三维框架,运用熵权法测算了2014—2020年中部地区县域经济韧性,并采用固定效应模型实证检验数字金融对中部地区县域经济韧性的影响及其作用机制。研究结果显示,数字金融能显著提升中部地区县域经济韧性,主要通过提高创业活跃度和缩小城乡收入差距来发挥作用。异质性分析表明,数字金融对中部地区县域经济韧性的促进作用存在显著的结构和区域异质性,具体表现为数字金融使用深度的促进效果最强,数字化程度其次,覆盖广度效果并不显著;数字金融的促进作用在经济欠发达地区、数字基础设施发达地区更为突出。基于此,本文提出强化数字金融政策支持、构建差异化市场服务体系等对策,从而提升中部地区县域经济韧性,有效解决城乡融合和区域经济发展不均衡问题,促进县域经济高质量发展。
Enhancing county-level economic resilience is vital for achieving high-quality economic development and sustainable urban–rural integration.Drawing on a sample of 380 counties(and county-level cities)in Central China,this paper constructs a three-dimensional framework of resistance,recovery,and renewal,applies the entropy-weight method to measure county economic resilience from 2014 to 2020,and employs a fixed-effects model to test the impact and mechanisms of digital finance on county economic resilience.Results show that digital finance significantly strengthens county economic resilience in Central China,primarily by boosting entrepreneurial activity and narrowing the urban–rural income gap.Heterogeneity analyses reveal pronounced structural and regional variations:The depth of digital finance use generates the largest effect,followed by its degree of digitization,whereas its coverage breadth is insignificant.Moreover,the positive effect is stronger in economically less-developed regions and in areas with advanced digital infrastructure.Accordingly,the paper proposes policy recommendations such as strengthening support for digital finance policies and establishing differentiated market service systems to enhance county economic resilience,effectively address imbalances in urban–rural integration and regional development,and foster high-quality county economic growth.
作者
罗荷花
戴千洲
LUO Hehua;DAI Qianzhou(School of Economics,Hunan Agricultural University)
出处
《金融经济》
2025年第3期15-26,共12页
Finance Economy
基金
湖南省教育厅重点项目“数字金融素养提升家庭农场经济韧性的效果与长效机制研究”(24A0179)
湖南教育厅优秀青年项目“科技金融支持农业新质生产力的机理与对策研究”(24B0215)
湖南省研究生科研创新项目“数字经济增强湖南省农村家庭发展韧性问题研究”(CX20240681)。
关键词
数字金融
县域经济韧性
中部地区
创业活跃度
Digital finance
County economic resilience
Central China
Entrepreneurial activity
