摘要
当前,中国老龄化进程加速与城乡不均衡发展形成叠加效应,如何通过银发经济来激活老年消费市场成为重要议题。基于2016—2022年中国家庭追踪调查(CFPS)微观家庭面板数据,构建面板固定效应、调节效应和中介效应模型,检验银发经济发展对老年消费的作用机制及其空间异质性。实证分析结果表明,银发经济发展显著促进老年群体消费支出,且对经济欠发达地区的促进作用更明显;城乡二元结构显著抑制银发经济发展对老年群体消费支出的促进效应。机制分析的结果表明,银发经济通过促进老年群体就业参与的中介渠道提升其消费能力。研究提供了探究中国式老龄化城乡失衡问题的新视角,为优化养老资源配置、构建城乡融合的银发经济体系提供了政策启示。
Currently,the acceleration of China's aging process and the uneven development between urban and rural areas are creating a compounded effect.Activating the elderly consumer market through the sil-ver economy has become a critical issue.Using micro-family panel data from the China Family Panel Stud-ies(CFPS)from 2016 to 2022,a panel fixed effects,moderation,and mediation model was constructed to examine the mechanisms and spatial heterogeneity of the silver economy's impact on elderly consumption.The empirical analysis shows that the silver economy significantly boosts the consumption expenditure of the elderly,with a more pronounced effect in economically underdeveloped regions.Moreover,the dual ur-ban-rural structure significantly hinders the silver economy's ability to boost elderly consumption.Mecha-nism analysis indicates that the silver economy enhances the consumption capacity of the elderly through the channel of promoting their employment participation.This study offers a new perspective on the urban-rural imbalance in China's aging population,providing policy insights for optimizing the allocation of el-derly care resources and building an integrated urban-rural silver economy system.
作者
吕欣妍
李丹
LV Xin-yan;LI Dan(School of Economics,Changchun University,Changchun 130022,China;The Open University of Jilin,Changchun 130022,China)
出处
《长春金融高等专科学校学报》
2025年第4期81-91,共11页
Journal of Changchun Finance College
关键词
银发经济
城乡二元结构
老年群体消费
silver economy
urban-rural dual structure
elderly consumption
