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金融如何联农富农?——“数园智联”集群金融的富民效应与机制研究 被引量:1

How Can Finance Connect and Enrich Farmers?——The People-Enriching Effects and Mechanisms of Digital Intelligence Integrated Cluster Finance
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摘要 现代农业产业园是农业产业链集群金融创新和富民产业联农增收的重要载体。论文基于农户与现代农业园产业集群金融联结的视角,在明晰“数园智联”集群金融内涵及测度指标的基础上,实证检验“数园智联”集群金融对园区农户收入的影响及其作用机制。研究发现,“数园智联”集群金融能显著提升农户收入水平。经过一系列稳健性检验后,上述结论依然成立。机制分析表明,“数园智联”集群金融通过要素创新性配置效应、供应链整合效应、产业融合效应来发挥联农富农作用。异质性分析显示,“数园智联”集群金融的富民效应主要体现在市级及以上农业产业园、特色高值农业园和离市中心较近的园区,但园区内部的“精英俘获”现象在样本中尚不明显。本研究为以现代农业园为载体的数字普惠金融投融资机制创新助力乡村产业联农带农富农提供了新的经验证据。 Modern agricultural industrial parks serve as critical platforms for financial innovation in agricultural industry chain clusters and for linking farmers with income-boosting industries to increase their income.This study,based on the perspective of financial linkages between farmers and modern agricultural industrial park clusters,empirically examines the income-enhancing effect of"Shuyuan Zhilian"cluster finance and its underlying mechanisms,after clarifying its conceptual framework and measurement indicators.The findings reveal that"Shuyuan Zhilian"cluster finance significantly improves farmers'income levels.The conclusions remain robust after a series of rigorous tests.Mechanism analysis indicates that"Shuyuan Zhilian"cluster finance enhances farmers'prosperity through the innovative allocation of production factors,supply chain integration,and industrial convergence effects.Heterogeneity analysis shows that the income-enhancing effect is more pronounced in municipal-level and above parks,high-value characteristic agricultural parks,and parks closer to the city center,with no significant evidence of"elite capture."This study provides new empirical evidence for leveraging digital inclusive financial mechanisms in modem agricultural parks to promote rural industries that connect,engage,and enrich farmers.
作者 刘彦君 申云 LIU Yan-jun;SHEN Yun
出处 《农村金融研究》 北大核心 2025年第6期48-63,共16页 Rural Finance Research
基金 国家社会科学基金一般项目“数字普惠金融助力乡村产业高质量融合发展机理、效应与政策研究”(编号:23BJL103) 成都市社会科学基金重点项目“成都现代农业园区协同推动农产品稳产保供机制研究”(编号:YJZX2024ZZZD03)的研究成果。
关键词 富农效应 集群金融 现代农业产业园 富民产业 Farmer-Enriching Effect Cluster Finance Modern Agricultural Industrial Parks People-Enriching Industries
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