摘要
党的二十大报告将乡村振兴提升到前所未有的高度。数字普惠金融作为普惠金融与互联网技术融合的产物,助力全面实施乡村振兴战略。数字普惠金融是否通过技术创新活力影响乡村振兴?数字普惠金融发展是否会影响周边地区乡村振兴水平?这是值得探讨的问题。基于省级面板数据,运用中介模型和空间计量模型研究数字普惠金融对乡村振兴的影响,实证结果表明:数字普惠金融有效带动乡村振兴发展;技术创新活力是其重要中介渠道;同时,数字普惠金融与乡村振兴都具有空间溢出性。因此,建议完善数据体系等基础设施,发挥数字普惠金融提高技术创新活力的正向作用,为农村营造良好的创业氛围,推进乡村振兴高质量发展。
The report of the 2oth National Congress of the Communist Party of China has elevated rural revitalization to an unprecedented level.As the product of the integration of inclusive finance and Internet technology,digital inclusive finance has constantly helped the rural revitalization strategy take root.Does digital inclusive finance affect rural revitalization through technological innovation vitality?Will the development of digital finance affect the level of rural revitalization in surrounding ar-eas?This is a question worth exploring.Based on comprehensive provincial data,this study investigates the impact of digital inclusive finance on rural revitalization using intermediary models and spatial econometric models.The empirical results indi-cate that digital inclusive finance effectively drives rural revitalization and development;Technological innovation vitality is an important intermediary channel;Meanwhile,both digital inclusive finance and rural revitalization have spatial spillover effects.Therefore,starting from the research conclusions of this paper,it is recommended to improve the infrastructure such as data systems,and leverage the positive role of digital inclusive finance in enhancing technological innovation vitality,creating a good entrepreneurial atmosphere for rural areas and promoting high-quality development of rural revitalization.
作者
王瑾
孙剑斌
WANG Jin;SUN Jianbin(School of Economics and Management,Gannan Normal University,Ganzhou 341000,China)
出处
《赣南师范大学学报》
2025年第3期1-10,共10页
Journal of Gannan Normal University
基金
国家社会科学基金项目(22XTJ001)
江西省社会科学基金项目(22YJ24)。
关键词
数字普惠金融
乡村振兴
中介模型
空间溢出模型
Digital Inclusive Finance
Rural Revitalization
Mediation Model
Spatial Overflow Model
