摘要
传统金融监管在防控系统性风险方面存在监管割裂、立法碎片化等局限,亟待以系统思维统筹改革。在系统思维下,金融监管改革的基本目标是立足我国创新驱动的实体经济发展需求,推动金融监管的体系重构和制度整合,适应金融高质量发展与风险防控的新要求。金融监管改革应在党中央集中统一领导下形成多元协同机制,包括中央金融监管部门之间、央地政府机构之间以及金融监管部门与公安、司法、监察机关之间的协同联动。金融监管改革的法治保障是围绕系统性风险防范,制定融贯统一的“金融监管与稳定法”,相应修订单行金融业法,以体系化立法维护金融安全与稳定。
Traditional financial supervision has limitations in preventing and controlling systemic risks,such as fragmented supervision and fragmented legislation.It is urgent to coordinate reforms with systematic thinking.Under systematic thinking,based on meeting China's development needs for the innovation-driven real economy,the main aim of supervision reform is to promote the restructuring and institutional integration of financial supervision to adapt to the new requirements of high-quality financial development as well as risk prevention and control.Regarding reform on supervision,a diversified coordination mechanism should be formed under the centralized and unified leadership of the Party Central Committee,including coordinated linkage between central financial supervision departments,between central and local government agencies,and between financial supervision departments and public security,judicial,and supervisory agencies.The legal guarantee for supervision reform should focus on systemic risk prevention,formulate a consistent and unified"Financial Supervision and Stability Law,"and amend separate financial industry laws so as to maintain financial security and stability through systematic legislation.
作者
徐英军
孔小霞
Xu Yingjun;Kong Xiaoxia
出处
《河南大学学报(社会科学版)》
北大核心
2025年第3期29-35,153,共8页
Journal of Henan University(Social Sciences)
基金
国家社会科学基金重点项目“经济低碳转型对金融体系的结构性冲击及风险缓释策略构建研究”(23AJY008)阶段性成果。
