摘要
在大数据时代下,商业银行的发展已今非昔比。商业银行大数据的影响及作用主要是指银行利用互联网大数据收集、计算和分析,揭示出未来商业银行经营管理业务发展的模式及其趋势。激烈的市场竞争对数据的准确性提出了更高的要求。银行将基于数据分析的业务模式,建立健全的大数据治理体系,推动业务的开展。
In big data era,the development of commercial banks has changed.The influence and role of big data of commercial banks mainly refers to the use of internet big data collection,calculation and analysis by banks to reveal the future development mode and trend of business management of commercial banks.Fierce market competition has put forward higher requirements for the accuracy of data.Based on the business mode of data analysis,the bank will establish a sound big data governance system to promote the development of business.
作者
高新雨
韩宏鑫
左佳辉
范晓冬
高天宝
GAO Xin-yu;HAN Hong-xin;ZUO Jia-hui;FAN Xiao-dong;GAO Tian-bao(Shandong University of Science and Technology,Tai'an 271019,China)
出处
《中小企业管理与科技》
2021年第20期133-134,共2页
Management & Technology of SME
关键词
大数据
商业银行
服务升级
风险防控
big data
commercial banks
service upgrade
risk prevention and control
