摘要
我国精准扶贫取得了显著成效,实现了现行标准下9000多万农村贫困人口全部脱贫的目标。从历史角度看,贫困一直是一个持续的过程。脱贫摘帽不是终点,而是新生活的起点。后治贫时期,国家重点在于寻求可持续脱贫的方略。在前人研究成果的基础上,构造了金融科技创新、可行能力结构与农户持续增收之间的理论关系模型。以665份调研问卷为数据基础,利用SEM模型,对所构造的理论模型进行验证与优化。结果显示:农户可行能力结构优化与金融科技创新是后治贫时期可持续脱贫的两个重要考量因素;传统守旧的资产管理观念依然阻碍着农户的持续增收;后治贫时期物质资产的帮扶整体上对农户增收的影响已不再显著,相反从社会学的角度出发,注重其社会资产与人力资产的增加才是未来返贫阻断的重要形式。
China’s precision poverty reduction has achieved remarkable results,the goal of lifting more than 90 million poor rural residents out of poverty by current standards has been achieved.Historically,poverty has been a continuous process.The end of absolute poverty is not the end,but the beginning of a new life.In the post-anti-poverty period,the key point of the state is to seek the sustainable anti-poverty strategy.Based on previous research results and general logic judgment,this paper constructs a theoretical relationship model between financial technology innovation,feasible capability structure and sustained increase of farmers’income.Based on the data of 665 questionnaires,the theoretical model was validated and optimized by using SEM model.The results show that:the structure optimization of farmers’feasible ability and the financial technology innovation are two important factors for sustainable poverty eradication in the post-poverty period;The help of providing material assets has no significant impact on the increase of farmers’income.On the contrary,from a sociological point of view,the increase of the social assets and the increase of the human assets is the important form of sustainable poverty eradication in the future.
出处
《金融理论与实践》
北大核心
2021年第5期42-49,共8页
Financial Theory and Practice
基金
河北省社科基金“可行能力视域下后扶贫时期脱贫对象返贫阻断机制与制度建设研究”(HB19GL052)的阶段性成果。
关键词
后治贫时期
金融科技创新
可行能力结构
可持续脱贫
post-poverty period
financial technology innovation
feasible capacity structure
sustainable poverty eradication
