摘要
网络借贷平台具有盈利性和公益性的双重属性,近年来在迅速发展的同时,必须采取切实有效措施加大监管力度。网络借贷平台的监管困境主要体现在监管制度体系不完善、风险预警和处置机制缺失、维权机制不健全等方面。应精准施策、分类施策,鼓励支持行业自律组织的发展,适当进行分类管理,在介入的时机上做到灵活高效,有的放矢。
Online lending platforms obtains both commercial and social interests and developed rapidly in the recent years.Yet in the meanwhile,promulgating relevant rules are in urgent need.The obstacles include the incompletion of systems regarding regulating,risk alert and management,individual’s rights protection,and so on.To deal with the obstacles,the principles are precision and specification,including supporting self-disciplined organizations,adopting classification management,and enabling the flexibility on regulatory intervene.
作者
潘赛楠
PAN sai nan(Beijing JUNHE law firm,Beijing 100005)
出处
《安庆师范大学学报（社会科学版）》
2019年第6期82-84,共3页
Journal of Anqing Normal University：Social Science Edition
关键词
网络借贷平台
监管困境
行业自律
分类管理
Online Lending Platform
Regulation Obstacles
Self Discipline
Classification Management
