摘要
我国金融创新的内涵从需求特色来讲就是金融精准支持的金融产品创新,从改革特色来讲就是金融结构改革的制度创新。现代化的金融体系要以服务现代化经济体系为金融创新的根本原则。目前中国金融体系的根本问题不在于总量不足和水平不高,而在于结构性矛盾,导致其服务实体经济的能力低下,跟不上高质量发展的需求。各地应该结合自身禀赋结构特征因地制宜地采取因势利导的金融创新,以更精准地满足本地实际的金融需求,而不是采取"一刀切"式的做法来落实国家的金融规划与金融政策或模仿其他地区的金融创新。
The characteristic connotation of China’s financial innovation is the financial product innovation of financial precise support in terms of demand,and the institutional innovation of financial structure reform in terms of reform.In a modern financial system,serving the modern economic system should be regarded as the fundamental principle of financial innovation.At present,it is not the fundamental problem of China’s financial system that the total amount is insufficient or the level is not high,but that the structural contradiction results in the financial system’s low ability to serve the real economy and keep up with the high quality development.The localities should take advantage of their own endowment structures and implement financial innovations according to their local conditions and actual financial demands,rather than adopting a"one size fits all"approach to implement national financial planning and policies or imitating the financial innovation of other localities.
作者
林毅夫
付才辉
任晓猛
LIN Yi-fu;FU Cai-hui;REN Xiao-meng
出处
《金融论坛》
CSSCI
北大核心
2019年第11期3-13,共11页
Finance Forum
关键词
金融创新
金融结构
金融政策
制度创新
高质量发展
禀赋结构
新结构经济学
financial innovation
financial structure
financial policy
system innovation
high quality development
endowment structure
new structural economics
