摘要
本文认为“金融机构观”对解除中小企业融资困境无补。无论从国外还是国内、从理论还是实践、从金融电子化发展还是行业特征看 ,目前我国不缺少中小金融机构 ,尤其是小型金融机构 ,而缺少的是大型银行。大型银行依其众多的分支机构、良好的社会效益以及经济结构调整等优势 ,完全有能力为中小企业提供融资服务。
The paper holds that the 'view of financial institution' won't do any good to getting small and medium-sized businesses out of financing trouble. Whether looking at the issue from home or abroad, in theory or practice, from the angles of the development of e-finance or the features of the trade, what our country is short of are not small and medium-sized financial institutions, esp. small ones, but large banks. Large banks, with their advantages of multiple branches, good social performance and economic restructuring are able at all to provide small and medium-sized businesses with financial services.
出处
《当代经济科学》
CSSCI
北大核心
2002年第6期58-62,共5页
Modern Economic Science
基金
管理科学应用研究 2 0 0 1年CCUIPP -NSFC项目 (中加大学工业 -国家自然科学基金合作项目 )"中小企业金融支持研究"的阶段性成果
关键词
金融机构观
中小企业
融资困境
大型金融机构
small and medium-sized businesses
financial trouble
large financial institutions
