摘要
在中国农村地区,较低的人力资本水平和稀缺的金融资本往往制约了农户的创业决策。本文以静态职业选择模型为基础,构建了一个人力资本、家庭融资对农户创业决策影响的理论模型,并采用CFPS2016数据实证检验了人力资本、家庭融资对农户创业决策的直接影响和联动影响。实证结果显示,农村家庭受访者的学历教育、非学历教育和工作经历以及家庭正规和非正规融资的规模,对农户创业决策具有正向影响。进一步的研究证实,扩大外部融资规模对人力资本水平不同农户的创业决策影响不同。对人力资本水平较低的农户来说,外部融资支持政策对创业决策的促进作用不大。
In the rural areas of China,a low level of human capital and a lack of financial capital often restrict farmers’entrepreneurial decision-making.Based on a static career choice model,this article constructs a theoretical model of the impact of human capital and household financing on farmers’entrepreneurial decision-making.It uses the data of CFPS 2016 and establishes a Probit model to empirically test the direct impact and linkage effects of human capital and household financing on farmers’entrepreneurial decision-making.The empirical results show that the improvement of the level of education,non-academic education and work experience,as well as the expansion of formal and informal family financing scale,can increase the probability of farmers’entrepreneurship.Further analysis confirms that expanding the scale of external financing has various impacts on the entrepreneurial decision-making of farmer households with different levels of human capital.For farmer households with a low level of human capital,external financing support policy has little effect on promoting their entrepreneurial decision-making.
作者
董晓林
孙楠
吴文琪
Dong Xiaolin;Sun Nan;Wu Wenqi
出处
《中国农村观察》
CSSCI
北大核心
2019年第3期109-123,共15页
China Rural Survey
基金
国家社会科学基金重点项目“信息化趋势下普惠金融发展问题研究”(项目编号:15AJY020)
国家自然科学基金面上项目“中国农地金融发展的机制、效应与政策优化——基于准自然实验的追踪研究”(项目编号:71573125)的资助
关键词
人力资本
家庭融资
创业决策
农户
Human Capital
Household Financing
Entrepreneurial Decision-making
Farmer Household
