摘要
本文以山东聊城农村地区的农业信贷投入为研究对象 ,在深入调查的基础上 ,对当前农村资金供求状况进行了判断分析 ,对金融支农的效果、效率进行了客观地评价。本文认为 ,在当前农业信贷依托政策支撑获得大幅度增长的同时 ,依然存在供求结构性矛盾和资金使用效率低的问题 ,需要从短期和长期两个角度解决问题。
This paper studies the supply-demand relation of rural credit in Liaocheng City, Shandong Province. Three conclusions are drawn from the analysis. First, credit supply has increased in the recent years based on the policy push. Second, excess demand still remains, judged from the signal that the existing informal market with a higher rate than the formal one. Third, the efficiency of rural loan extending is not sufficiently high. Some suggestions are put forward.
出处
《金融研究》
CSSCI
北大核心
2002年第9期110-117,共8页
Journal of Financial Research
