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商业银行信用风险加权资产监测分析系统设计与实现

The Design and Implementation of the Credit Risk-weighted Asset Observation and Analysis System in Commercial Banks
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摘要 在当前国际、国内监管日趋严厉的背景下,越来越多的商业银行、金融企业开始重视对经济资本的使用和管理。而经济资本的计量基础是风险加权资产,所以商业银行愈发重视对信用风险加权资产的计量与分析。本文从信用风险加权资产监测工作实际出发,以微软ACCESS数据库为开发平台,利用SQL及VBA语言,依数据分析四步法,实现对信用风险加权资产数据的自动化编程,最终实现信用风险加权资产监测分析系统的设计和开发。
作者 陈若贤
机构地区 中国工商银行
出处 《金融科技时代》 2018年第10期33-39,共7页 FinTech Time
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