摘要
当前我国经济进入风险易发高峰期,防范和化解系统性金融风险已成为经济工作的重点。构建货币政策和宏观审慎政策的"双支柱"调控框架,能够维护经济金融体系的稳定,防范和化解系统性金融风险。因此,应不断丰富和发展"双支柱"的内涵和外延,提升宏观调控的全面性;关注经济"结构性"和金融"周期性"问题,转变货币政策目标;控制银行和房地产市场杠杆率,加强宏观审慎管理;推进金融监管协调机制建设,健全金融监管体系;建立前瞻性的风险监测系统,提高系统性金融风险监测效率。
As China＇s economy has entered a peak period of risk -prone, the preventing and resolving sys- temic financial risks has become the focus of China＇s current economic work. Constructing the ＂Double Pillar＂ regulatory framework of monetary policy and macro - prudential policy helps to maintain the stability of the e- conomic and financial system, prevent and resolve systemic financial risks. Hence, we should continuously enrich the connotation and extension of the ＂double pillar＂ regulatory framework, and promote the comprehen- siveness of the macro - control ; pay attention to the economic ＂structural＂ and financial ＂periodic＂ issues, and change the objectives of monetary policy; control leverage ratios of the banking and real estate market, and strengthen the macro - prudential management; promote the coordination mechanism of financial regula- tion, and develop the financial regulation system; and establish a forward - looking risk monitoring system, and improve the monitoring efficiency of systemic financial risks.
作者
丁建臣
赵丹丹
Ding Jian - chen;Zhao Dan - dan(School of Banking and Finance, University of International Business and Economics, Beijing 100029)
出处
《经济纵横》
CSSCI
北大核心
2018年第5期107-113,共7页
Economic Review Journal
基金
教育部人文社会科学研究项目"我国金融消费者保护研究"(编号:13YJA790011)
对外经济贸易大学研究生科研创新基金"我国银行业系统性风险测度与监管研究"(编号:76160601)的成果
关键词
“双支柱”调控框架
系统性金融风险
货币政策
宏观审慎政策
＂Double Pillar＂ Regulatory Framework
Systemic Financial Risks
Monetary Policy
Macro -Prudential Policy
