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包容性金融视角下中小企业融资问题研究

Research on the Financing Problem of Small and Medium-sized Enterprises from the Perspective of Inclusive Finance
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摘要 在中小企业开拓国际市场的道路上,在我国中小企业发展中,由于信用、经营管理等方面的不完善,融资难成为一个突出的问题。包容性金融为克服发展中国家内部经济发展的不平衡提供了良好的思路,也为金融方面的改革提供了方向。本文首先从理论上分享了金融性包容发展的概念和意义,进而具体分析了中小企业融资难的种种原因,以及在改善金融风险和金融创新中存在的不足,最后就如何解决中小企业融资难的问题,提出相关的对策建议。 In the development of small and medium-sized enterprises in the development of small and medium-sized enterprises in China, due to the imperfection of credit, management and management, financing is difficult to become a prominent problem. Inclusive finance provides a good idea to overcome the imbalances in the economic development of developing countries and provides a direction for financial reform. This paper first shared the concept and significance of financial inclusive development, and then analyzed the reasons for the financing difficulties of small and medium-sized enterprises, and the shortcomings in improving financial risks and financial innovation. Finally, how to solve the problems of financing in small and medium-sized enterprises Of the problem, put forward the relevant countermeasures and suggestions.
作者 冯琳
出处 《江苏商论》 2017年第9期95-97,共3页 Jiangsu Commercial Forum
基金 2014年江苏省教育厅高校哲社课题<包容性增长视角下江苏省中小企业融资的区域差异性研究>资助 项目编号:2014SJB589
关键词 包容性金融 中小企业 融资 inclusive finance small and medium-sized enterprises financing
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