摘要
债信文化是市场经济制度的基本文化形态 ,从一定意义上讲 ,由计划体制向市场体制转轨 ,就是要建立全社会的信用基础以及与之相适应的债信文化和契约文化。针对中国缺乏而又急需债信文化的现实 ,开放民间金融和民间信用 ,已成为建立和发展债信文化的必由之路。而放弃政府对国有企业、特别是国有银行的隐含担保 ,清除债信文化的形成障碍 。
Zhaixin culture' (credit culture) is a basic form of culture in the market economy system. In the transition from planning system to marketing system, the basis of credit and its correspondent 'credit culture' and 'contract culture' are to be established. Given a lack of and an urgent need of 'credit culture' in China, the establishment of non governmental finance and credit is the prerequisite for the establishment and development of 'credit culture'. The top priority task at present, however, is to terminate the implied warranty of the State government for state owned enterprises and the implied warranty of state owned banks in particularly, which have prevented the formation of 'credit culture'.
出处
《浙江大学学报（人文社会科学版）》
CSSCI
北大核心
2002年第5期83-86,共4页
Journal of Zhejiang University:Humanities and Social Sciences
关键词
债信文化
民间信用
隐含担保
Credit culture'
non governmental credit
implied warranty
