摘要
信息化、工业化和国际化程度不断发展的时代背景下,农村金融的作用不断增强。当前,我国新型农村金融机构有村镇银行、小额贷款公司和农村资金互助社。盈利能力、扩展业务能力和抗风险能力是影响新型农村金融机构可持续发展的主要因素。保障新型农村金融机构可持续发展的措施有:加大政府的支持力度;适当降低准入门槛和限制条件;拓宽融资渠道,解决资金短缺问题;通过优化改革新型农村金融机构,发挥其自身优势;完善监管体系,实行差别化监管制度。
With the development of information technology, industrialization and intemationalization, the role of rural finance is increasing. At present, China＇s new rural financial institutions have village Banks, small loan companies and rural funds. Profitability, expanding business capacity and resilience are the main factors affecting the sustainable development of new rural financial institutions. The measures for the sustainable development of new rural financial institutions are： increasing government support; lowering barriers of entry and restrictions; broadening financing channels to solve the shortage of fimds; optimizing and reforming the new rural financial institutions, giving full play of their advantages, improving the regulatory system and implement the differential supervision system.
作者
陈镜宇
李宇峰
Chen Jingyu Li Yufeng(The Department of Accounting, Hebei Finance University, Baoding, Hebei 071000 The Office of Finance, Hebei University, Baoding, Hebei 071000)
出处
《改革与战略》
北大核心
2017年第8期89-91,122,共4页
Reformation & Strategy
基金
2016年度河北省社会科学发展研究课题(区域经济联合基金项目)
河北省社科联"金融支持作用河北省农业高新技术产业园区发展的影响研究"(项目编号:201605020210)
关键词
农村金融
可持续发展
金融机构
rural finance
sustainable development
financial institutions
