摘要
城镇化建设中所蕴藏的融资需求,为金融机构拓展业务提供了机遇,但也存在特有风险。本文对城镇化建设过程中开发性金融机构面临的业务机遇进行了深入分析,并剖析了城镇化业务所面临的几类特殊风险,最后从外部监管、业务策略、产品创新、信贷政策、担保管理和风险防控等方面提出了相关建议。
The financing demands of urbanization construction provide both opportunities and risks for financial institution to extend business. This paper deeply analyzes the opportunities of development financial institutions during the process of urbanization construction, and demonstrates several kinds of special risks facing by urbanization business. Finally, this paper posits relevant suggestions in terms of external supervision, business strategy, product innovation, credit policy, guarantee management and risk prevention.
出处
《浙江金融》
2017年第6期18-22,共5页
Zhejiang Finance
关键词
开发性金融
城镇化建设
策略研究
Development Finance
Urbanization Construction
Strategy Study