摘要
我国互联网金融发展迅速,行业风险不断加大,亟待加强监管。2006～2014年间宏观面板数据的实证分析显示,国家监管将对行业健康发展产生较大的影响力,信用风险是目前我国互联网金融的最主要风险。应加快互联网金融法律法规建设,建立适合跨界监管的监管机制,完善互联网金融的配套服务机制等。
The Internet finance has been growing rapidly in China. While it is still at the early stage, the regulation and surveillance on its risks is in need. Based on the empirical analysis on the data from 2006 to 2014, the thesis suggests that government regulation plays a positive role in the sound development of the Internet finance. It is indicated that credit exposure is the biggest risk for the sector. The thesis proposes a series of suggestions including promoting law and regulation system, cross-sector regulation mechanism, and supporting service system of the Internet finance.
出处
《开放导报》
CSSCI
北大核心
2016年第3期101-104,共4页
China Opening Journal
关键词
互联网金融
互联网金融风险
监管体系
Internet finance
risks of Internet finance
regulation systems
