摘要
融资难是制约我国中小企业发展的“瓶颈”因素 ,中小企业融资难也是世界各国的普遍现象。由于中小企业具有公共产品的“收益外在性”特点 ,故政府对其融资的干预和扶持是必然的选择。本文分析了政府针对中小企业融资市场失灵应采取的政策 ,例如提供信用担保、放松利率管制等 ;并介绍了发达国家政府对于缓解中小企业融资市场失灵的经验 ,最后提出了我国政府在中小企业融资中应采取的措施。
Financing problem is the biggest obstacle to SMEs in our efforts to promote their development. SMEs have positive externalities which is a typical character of public goods. According to the 'market failure' theory, solving the financing problems of SMEs requires government's intervention and support. The article analyzes the countermeasures the government should take and introduce some instructive experiences of the developed countries in this field. And finally brings forward some proposes to China's government.
出处
《中央财经大学学报》
CSSCI
北大核心
2002年第8期15-18,共4页
Journal of Central University of Finance & Economics
关键词
中小企业
融资
市场失灵
政府干预
政府抉择
SMEs Financing Market failure Government's intervention and support
