摘要
为了确保商业银行的运作安全,巴塞尔委员会创新监管思路,在对逆周期资本监管进行深入探索的基础上制定了巴塞尔协议III。目前,巴III倡导的逆周期资本缓冲机制已在世界各国进入推广与实施阶段。就我国而言,如何加强资本的逆周期监管,有效控制和管理商业银行风险,维护宏观经济运行稳定,已成为改革中的商业银行业亟须解决的问题。而在该机制的实际运用中,能否准确把握经济运行周期,及时计提或释放缓冲资本成为核心问题。
In order to ensure the safe operation of commercial banks,the Bsael Committee innovates the method and formulates Basel m after explorating the counter-cyclical capital regulation deeply.And now, the counter-cyclical capital buffer has already been promoted and implemented within the scope of the global.In the case of China, how to strengthen a counter-cyclical capital regulatory, effectively control and manage the risk of commercial banks, make macro-economy more stable, are urgent and important for the reform of commercial banks. During the practical application, discerning economic operation cycle and deciding when to provision or releasing buffer capital are the core issues.
出处
《经济研究导刊》
2016年第1期86-89,共4页
Economic Research Guide
关键词
逆周期资本监管
层次分析法
风险指标体系
counter-cyclical capital regulation
analytic hierarchy process
risk index system
