摘要
本文通过分析我国第三方支付机构沉淀资金的产生缘由,指出当前我国对第三方支付机构沉淀资金及其利息收入所有权归属监管存在的法律空白,在综合援引相关法律条款分析沉淀资金及其利息收入所有权归属的基础上,探寻该法律空白的破解之路,并以此提出几点政策建议,以期对我国第三方支付行业的发展和完善法律监管框架有所帮助和借鉴。
Through analyzing the cause of third-party payment agencies＇ precipitation funds, the paper points out regulation on the precipitation funds of third-party payment institutions and their interest ownership exists legal gaps, based on citing the relevant legal provisions in the comprehensive analysis of precipitation funds and interest ownership. Thus the paper puts forward some policy recommendations to improve our third-party legal and regulatory framework.
出处
《区域金融研究》
2015年第5期19-23,共5页
Journal of Regional Financial Research
关键词
第三方支付
沉淀资金
利息收入
权属
Third-party Payment
Precipitation Funds and Interest Income
Ownership
