摘要
选择金融机构中常见的经营风险为主要研究对象,以四川省眉山市某县信用联社2008—2012年的财务数据与调查数据为样本,使用模糊评判、层次分析法、专家调查法建立风险量化模型,研究发现:2008—2012年眉山市农村信用社经营风险总体较低且呈下降趋势。在此基础上,提出农村信用社应优化人员结构,建立健全监督机制和整改存款比例,以防范经营风险。
This paper chose the operating risk of financial institutions as the main research object to study some county in Meishan City rural credit cooperative. Taking Meishan credit association of financial data and survey data from 2008 to 2012 as a sample, using fuzzy evaluation and ana- lytic hierarchy process and so on to establish a quantitative model for risk. The results showed that rural credit cooperatives operating risk in general was on the decline in 2008 - 2012.
出处
《资源开发与市场》
CAS
CSSCI
2015年第3期308-311,共4页
Resource Development & Market
关键词
农村信用社
经营风险
风险量化
模糊评价法
rural credit cooperative
management risk
risk quantification
fuzzy evaluation
