摘要
自20世纪以来,我国几乎每年都会发生重大自然灾害,给社会带来了巨大的经济损失并造成人员伤亡。长期以来,我国形成了以"举国体制"为特征的巨灾风险管理体制。随着经济的快速发展,这种主要依靠政府财政来补偿损失的管理体制已难以适应市场经济发展的需要,因此我们应该采取有效措施,将政府、保险市场和资本市场相结合,建立适应我国国情的巨灾风险管理体制。
Since the 20th century, the major natural disasters almost occur once a year, which brought huge economic losses to our society and cause casualties. For a long time, China has formed a catastrophe risk management system which is characterized by ＂nationwide system＂. With the rapid economic development, the management system mainly depends on the governments financial to compensate for the loss has been difficult to adapt to the needs of market economy. Now we should take effective measures to combine the function of the government, insurance and capital markets, and establish a catastrophe risk management system adapt to the China＇s national conditions.
出处
《特区经济》
2014年第9期239-240,共2页
Special Zone Economy
关键词
经济损失
人员伤亡
巨灾风险管理体制
Economic losses
Casualties
The catastrophe risk management system
