摘要
分析了中国中小企业信贷面临的困境 ,指出银行对中小企业惜贷的原因与中国中小企业自身素质状况、中小企业信贷需求特点和金融体制改革滞后等因素有关 。
Of the SMEs'dilemma in the field of obtaining loans from commercial banks,this paper indicated the real reasons why banks make loans, the skimpily for SMEs related to SMEs'qualities,their loans characteristics and Chinese financial system. The authors gave a series of policy suggests in order to help SMEs get more loans from banks in China.
出处
《杭州师范学院学报（社会科学版）》
2002年第3期70-73,共4页
Journal of Hangzhou Teachers College(Humanities and Social Sciences)
基金
国家自然基金项目<中小企业融资风险管理实证研究>( 70 14 2 0 0 7)
CCUIPP( 2 0 0 1)项目
关键词
中小企业
银行贷款
信用担保
SMEs
loans from commercial banks
credit\|guarantee
