摘要
存款准备金率偏高 ,中央银行对准备金存款支付利息等 ,造成利率扭曲 ,影响我国金融的市场化进程和中央银行宏观调控政策的作用效果 ,也与加入WTO、金融开放的战略意图相悖。应适时深化存款准备金制度改革 :依据存款性质的不同 ,中央银行规定上缴不同比率的准备金 ,改变对准备金付息的做法 ,继续调整法定存款准备金率 。
In our present system of deposit reserve, the legal rate of deposit reserve is on the high side and the central bank paying interest for the reserve deposits distorts the rates of interest, affects the process of our market oriented finance and the effect of our macro adjustment and control policy, and goes against the strategic intention of being the member of WTO and of opening the financial market. A proposal of deepening timely the reformation of the deposit reserve system is put forward. The central bank should collect different rates of deposit reserves on the base of their nature, alter the practice of paying interest for deposit reserve, and continue regulating the legal rate of deposit reserve, and also permit the banks legal deposit reserve to pay for or settle with daily.
出处
《洛阳工学院学报（社会科学版）》
2002年第2期45-48,共4页
Journal of Luoyang Institute of Technology(Social Science)
