摘要
商业银行为了不断提高迎接挑战和抵御风险的能力，在激烈的市场竞争中站稳脚跟，必须进行金融创新．金融创新是中国银行业提高竞争力的基本手段，也是中国金融业走向世界的必由之路．可以从商业银行制度、组织结构、业务品种等三方面入手，分析金融创新的内容和作用。
The commereial banks in China, in order to strengthen their challenging and defensive power, have to undertake financial creation to ensure their long existence in the competitive market. Financial creation is a necessary means to improve the competitiveness of the banks and an unavoidable way to approach the world market. The financial creation should contan the following three aspects: the system, organization and structure, business categories of commercial banks.
出处
《宁波大学学报（人文科学版）》
2002年第1期110-114,共5页
Journal of Ningbo University：Liberal Arts Edition
关键词
商业银行
制度创新
组织结构创新
业务创新
commercial banks
system creation
organization and structure creation
business creation
