摘要
我国仍长期实行固定或管制利率制度,利率波动政策性因素强,利率风险管理一直未得到银行的重视。但是我国银行实际上已经面临利率风险,而且利率风险将随着利率市场化不断加大,中国的商业银行迫切需要学习国外利率风险管理的技术与经验,在此基础上探索适合中国国情的利率风险管理方法,以降低我国商业银行的利率风险。
In china,interest rate level must be decided by government and fluctuate because of economic policy.Our banks didnt pay attention to int erest risk.However,our commercial banks are facing interest risk,and t his risk will enhance with the interest s ystem reform.Chinesr banks should l earn the skill of controlling intere st risk from western countriesbanks,and t ry to find out a good risk-managing wa y according to the character of our banks.
出处
《科技进步与对策》
北大核心
2002年第4期130-132,共3页
Science & Technology Progress and Policy
