摘要
基于金融全球化的大环境以及我国加入WTO的有利时机 ,面对着多重压力和挑战的我国商业银行必须改革过去立足于国内的旧式经营模式 ,走国际化、市场化、多元化的道路 ,将海外扩张作为我国商业银行发展的一项战略选择。本文从理论与现实出发分析我国银行实施这项战略的重要意义 ,并指出在实施时扬长避短应采取的策路。
In an age of financial globalization,geographic expansion is an important way for commercial banks to improve competitive faculty.As China entered into the WTO formally,our banks gains a good chance to do that.The paper traces the potential benefits to an bank from international expansion.Basing on theory and reality,the paper then puts forward the tactics of our expansion.
