金融制度设计理论述评被引量：2

Theories of Financial System Designing: An Overview

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摘要现代银行制度能减少因信息不对称而产生的逆向选择和道德风险 ,从而提高金融制度的运行效率。资本市场的信息反馈与直接监督功能 ,有利于企业的经营管理决策和新兴产业的发展。在经济的初级发展阶段 ,金融制度建设的重点是建立稳健高效的银行制度 ;随着经济的不断发展。 Capable of reducing the number of reverse choices and the amount of moral risk brought about by informational asymmetry, the modern banking system enhances the efficiency of financial systems. The functions of information feedback and direct supervision of the capital market are conducive to efficient business management and development of new industries. In the early stage of economic development, emphasis in financial system construction should be placed on the establishment of a steady, efficient banking system and even greater emphasis on the function of the capital market as economy undergoes further development.

作者陈国进林辉

机构地区厦门大学财政金融系

出处《厦门大学学报（哲学社会科学版）》 CSSCI 北大核心 2002年第1期103-108,共6页 Journal of Xiamen University(A Bimonthly for Studies in Arts & Social Sciences)

关键词金融制度设计信息不对称经济发展阶段运行效率资本市场经营管理决策银行制度金融制度 financial system designing, informational asymmetry, economic development stage

分类号 F830 [经济管理—金融学]

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参考文献9

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7关于主银行制度对日本战后高速经济增长的贡献的代表性的论文集，参考Aoki and Patric, 19944, The Japanese Main Bank System: Its Revelancy for Developing and Transforming Economics, Oxford University Press．
8本文中的监督是一个广义的概念，包括事前对投资项目的筛选、事后的审查以及对违约行为的法律诉讼等。
9进一步所分析，请参考Allen and Gale, 1999, Diversity of opinion and financing of new technologies, Journal of Financial intermediation.