摘要
银行信贷资金进入股市有助于改善银行资产结构 ,增强证券公司的实力 ,实现货币市场与资本市场的对接 ,最终有助于我国建立现代金融体系。但银行信贷资金入市加大了我国的金融风险和股票市场的泡沫 ,在一定程度上损害了中小投资者利益 ,造成了国有资产流失。因此 ,既要允许银行信贷资金合规有序进入股市 。
It's advantageous for bank credit funds to flow into the stock market. It not only helps improve the asset structure of banks, but also enhance the financial strength of securities companies and to realize the connection of money market with capital market, thus ultimately modernize the financial system. Meanwhile, as we see, it aggravates China's financial risks and bubbles in stock market, thus doing harm to medium and small investors in some degree and making drain on national assets possible. On one hand, bank credit funds should be permitted to enter the stock market via a legal and orderly access channel; On the other hand, it's necessary to put the project under close supervision, suggested the author.
关键词
信贷资金
股票市场
金融体系
股票质押贷款
中国
Credit Funds
The Stock Market
The Financial System
Collateral Loans on Stocks
