摘要
建立了中小企业信贷的风险收益模型 ,得出了解决中小企业贷款难的问题必须满足中小企业信贷风险收益模型中银行净收益大于零的结论 ,并定性地讨论了风险因素变化对银行净收益的影响 。
This thesis establishes risk and profits models of credits to the medium small sized businesses, and jumps into conclusion that to solve the problem of the medium small sized businessesdifficulty to get credits from the commercial banks,the net profits of the banks must be over zero. And the influence of the risk factors to net profits of banks is also discussed qualitatively,some conclusion drawled.
出处
《重庆建筑大学学报》
CSCD
2001年第4期81-84,共4页
Journal of Chongqing Jianzhu University
关键词
中小企业
信贷风险
风险收益模型
the medium small sized businesses
risk of credit
model
