摘要
从商业银行信贷风险管理的观点出发，论述了商业银行信贷风险的概念、特征、分类和产生的根源，讨论了信贷风险识别与管理的主要方法，并结合商业银行信贷风险管理的发展趋势，分析了各种风险方法的适用条件和优缺点。
s From the view point of financial risk management of commercial bank， this paper described the concept of credit risk management of commercial bank，its characteristics， classifications and causes were also presented． Some methods for credit risk management and identification were discussed， and their advantages and disadvantages were illustrated with the trend of the development of credit risk management．
出处
《科技与管理》
2000年第4期66-70,共5页
Science-Technology and Management
关键词
商业银行
信贷管理
风险识别
commercial bank； credit management； risk identification
