摘要
个人信用对消费信贷的推广有着极其重要的作用。我国在消费信贷的实施过程中出现一些信用方面的缺陷 ,客观形势要求我国应完善个人信用制度 ,其基本内涵包括个人信用登记、个人信用评估、个人信用风险预警。
The spread of individual credit based on consumer loan plays a very important role.There are some defects in the aspect of credit during the operation of consumer loan in China.Objective situation demands us perfect individual credit system,which includes basically individual credit register,individual credit rating,individual credit risk prevention,individual credit risk management and individual credit rewards and punishments.
出处
《理论观察》
2000年第6期17-19,共3页
Theoretic Observation
