摘要
服务外包是在经济全球化的背景下,企业为追求低成本、高回报而实现的一种战略联盟关系。从基于价值链的我国发展金融服务外包的优劣势分析来看,我国金融服务外包具有营运成本、劳动力资源、潜在与现实市场需求、行业成熟度提升、商业环境、政策导向和基地集聚等优势;同时,也存在高级技术人才短缺、法律对数据保密性要求低、政府官僚主义作风和语言障碍等劣势。因此,我国金融服务外包的战略选择是,建立独立的技术研究部门,狠抓自主创新;积极利用联盟关系,深入学习,伺机反向收购;加大业务流程精细化水平,整合服务型企业的外包能力。为此,政府和金融企业都要有一个清醒的认识,及早采取应对之策。
Service outsourcing is a strategic alliance formed by enterprises in the pursuit of low cost and high return under the background of economic globalization. From the perspective of advantage and disadvantage analysis, the value -chain based financial service outsourcing in China owns the advantages of low operating costs, abundant labor resources, potential and real market demands, increasingly mature industries, good business environment, government support and a concentrated base; mean- while there are disadvantages such as a shortage of senior technical talents, low legal requirements for data confidentiality, government bureaucracy and language barrier. As a result, the strategic choice that China＇ s financial service outsourcing faces is as follows： an independent research department to vigorously promote the independent innovation; a full and active use of the alliance to learn and to undertake a reverse takeover, of which the government and the financial enterprises ought to be fully aware, and consequent strategies accordingly considered in advance.
出处
《企业经济》
北大核心
2014年第5期110-113,共4页
Enterprise Economy
基金
宁波市哲学社会科学规划课题"基于价值链分析的宁波服务外包发展研究"(批准号:G12-ZX27)
关键词
服务外包
金融
优劣势
战略选择
对策
service outsourcing
finance
advantages and disadvantages
strategic choice
countermeasures
