1Board of governors of the federal reserve system, Division of monetary affairs. The January 2013 Senior Loan Officer Opinion Survey on Bank Lending Practices. http://www.federalreserve.gov/ econresdata/statisticsdata.htm.
2European Central Bank. The EURO Area Bank Lending Survey (lth quarter of 2013),April 2013. http://www.ecb.europa.eu/stats/ money/surveys/lend/html/index.en.html.
3Bank of Japan, Financial System and Bank Examination Department. Senior Loan Officer Opinion Survey on Bank Lending Practicesat Large Japanese Banks (April 2013). http://www.boj. or.jp/statistics/dl/loan/loos/tk/extk.htm.
4Bank of Canada, Senior Loan Officer Survey on Business- Lending Practices in Canada, Results of the First-Quarter 2013 Survey IVol.6.1 r8 April 2013. http ://www.bankofcanada.ca/wp - content/uploads/20 l 3/04/slos-snrin2013.odf.
