摘要
邢台市小微企业普遍面临结构调整、经营压力大、成本上升等突出问题,必须予以包括融资在内的各种支持和扶持。邢台的各商业银行是小微企业融资的主渠道,以小微企业客户市场为导向,通过营销理念、金融产品、内部机制、人才团队等策略创新,构建面向小微企业的"银企合作共赢"的创新体制。
The problems of the small and micro businesses in Xingtai city are the structural adjustment, operating pressure, rising costs, which must be involved various financial support. Commercial banks in Xingtai are the main financing channels of small and micro businesses, win-win cooperation innovation system should be set up according to market customer orientation, through marketing idea, financial products, internal mechanism, talent team construction of innovation oriented strategy.
出处
《邢台职业技术学院学报》
2013年第6期75-78,共4页
Journal of Xingtai Polytechnic College
基金
2013年度邢台市社会科学规划项目--"邢台市银行支持小微企业发展的市场创新策略研究"
课题编号XTSK13064
关键词
银行
小微企业融资
创新
策略
banks
small and micro businesses financing: innovation
strategy