7Allen,F. ,J., McAndrews and P., Strahan, "E-Finance: An Introduction," working paper,the warton school,university of pennsylvania,2001.
8Asian, European, Japanese, Latin American and the US. Shadow Financial Regulatory Committees (2004), Joint Statement: Enhancing International Financial Market Integration, November 15, 2004.
9Levine rose, "financial development and economic growth:views andagenda", poiisy research department world bank,1997.
10Basel Committee on Banking Supervision (1992), Minimum Standards for the Supervision of International Banking Groups and their Cross-Border Establishments.