摘要
银行业引入民间资本的问题一直受到我国相关部门的高度重视,多年来也在不断积极探索。本文分析了我国台湾地区民营银行的发展路径、经验教训,并在此基础上,总结了其对内地发展民营银行的启示。分析表明,我国内地民营银行发展应把握两条发展路径:一是稳妥推进民营银行组建,二是有序推进中小商业银行民营化。与此同时,还要建立有效的监管制度和退出机制,加快推进利率市场化改革和金融市场建设。
The development of private banks is of great concern to Chinese government which makes active efforts to explore the right path. This paper studies the development of private banks in Taiwan and summarizes its experiences and implications for development of private banks in China's Mainland. There are two approaches to develop private banks. The first is to allow the setting of new private banks; the second is to privatize small and medium-sized commercial banks. In the meantime, it is necessary to develop a more effective regulation and exiting mechanism and accelerate the reform of interest rate liberalization and financial market development.
出处
《金融监管研究》
2014年第1期24-38,共15页
Financial Regulation Research
关键词
民营银行
民营化
台湾地区
Private bank
Privatization
Taiwan Region
