摘要
2009年11月27日山东省人民政府出台了《山东省人民政府关于开展新型农村社会养老保险试点的实施意见》(鲁政发〔2009〕131号)。在此项文件中确立了以探索建立个人缴费、集体补助、政府补贴相结合,社会统筹与个人账户相结合的新型农村养老保险制度来有效应对我省农村的人口老龄化问题。本文从新农保的供求关系出发,建立新农保替代率精算模型,然后以《山东省实施意见》中的政策为基础,估算出了我省的新农保替代率水平,且对影响替代率的各因素进行了敏感性分析。
Shandong government established ＂The government＇ s guiding opinion of the implement of the new type rural old - age insurance＂ on Nov. 27th, 2009. A new type rural old - age insurance has been estabil- ished to solve the serious aging problem in which personal wages should be coupled with government subsidiaries and collectively pooled subsidy. By studying the relationship between supply and demand, the article established a new kind of actuarial model, then estimated the substitutional rate of the new type rural old - age insurance and analyzed sensitivity of the influencing factors, finaly put forward some suggestions which based on the developing status of the new type rural old- age insurance.
出处
《保险职业学院学报》
2013年第6期56-63,共8页
Journal of Insurance Professional College
基金
2011年国家社会科学基金一般项目
题目为延迟退休年龄对社保养老基金收支规模及就业影响的精算分析
关键词
新型农村社会保险
替代率
敏感度
扩展线性支出系统
New type rural old - age insurance
Substitutional rate
Sensitivity
Extended linear expend-iture system
