摘要
自今年7月初金融“国十条”开启民营银行闸门后，中国高层对民资设立银行的顶层设计逐渐明朗，民营银行亦渐行渐近。北京、上海、广东、浙江等地怀揣“银行梦”的上市公司和民营企业开始巅蠢欲动，仅两个多月，就有20多家仓业被曝光正在申请民营银行牌照。
How to break the monopoly of banking system? Whether the private capital,which falls in 'grey zone' could explore the reasonable investment channels? And could private banks,as financial catfish,indeed form a reversed transmission in China's Financial Reform?
