摘要
考察了影响居民储蓄、消费行为的几个因素 ,例如收入、价格、利率、偏好等 ,分析了这些因素之间的相互影响和作用关系 .然后将效用理论引入本文的分析 ,结果表明 ,在居民对未来预期收入不确定性心理增强时 ,近期消费意味着效用的损失 ,导致居民注重储蓄而不是消费 .居民的消费不足 ,是经济发展和再生产顺利进行的一个主要障碍 .在改革各种收入分配制度的同时 ,应建立起比较完善的保障制度及制定一系列能积极引导居民扩大消费的政策 .本文所研究的内容及其采用的方法 。
This paper investigated several factors which affect the behavior of residents' consuming and saving, such as income, price, interest and preference and so on, and analyzed the relation of these factors by using of the utility theory. The results show that when the uncertainty of the residents for the future pre income accrues, recent consuming means the loss of utility, which leads to the residents' attention to the saving but not consuming. The inefficient consuming is a main obstacle of the economy development and reproduction. When reforming the income assignment system, the indemnification system and a series of policy should be perfected which can induct residents' extending consuming. The result of the research and the means it adopts have some reference value for instructing the activity of our country's economy.
出处
《上海交通大学学报》
EI
CAS
CSCD
北大核心
2000年第11期1545-1548,共4页
Journal of Shanghai Jiaotong University
